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Fulton-Montgomery Community College Perkins Loans


To request course information, please complete this form. You may request information from just one program, or several.

Before making decisions about your future, compare programs carefully. Think about what career is best suited for you, and where you want to study. Request more information now.

Information about Fulton-Montgomery Community College Perkins Loans, college scholarships, and student loan consolidation, to help you find money for college. According to the US Department of Education, nearly 45 million Americans are still repaying student debt incurred during their college career. The earliest that the FAFSA form can be filled out is January of a student's senior year. In contrast, the CSS Profile can be filled out during the preceding fall. Student loans typically have variable interest rates while federal student loans have fixed rates. Consumers should be aware that some private loans require substantial up-front origination fees as well.

Federal Direct Student Loans, also known as Direct Loans, are funded by the US Treasury. Private student loans, however, are not guaranteed, and are offered directly to students by a commercial bank, employee credit union, or finance company. Student loans should be seen as 'the measure of last resort,' as this entails graduating with substantial debt. Student credit cards may seem like a good short-term solution, but the interest rates are high, and credit cards often carry an annual fee. If you do end up using credit cards to meet some expenses, pay off the outstanding balance in full every month. You can get a credit report online by submitting a student credit card application, whether you are approved or not.

Reduce Tuition Expenses via Online Courses

Fulton-Montgomery Community College Perkins LoansFinishing college a year early reduces your overall tuition bill, while taking extra years to complete your degree compounds tuition expenses, and delays entry into the workforce. To accomplish this end, look for online courses that may be applied to your degree requirements. Although the cost of tuition is rising for most 4-year colleges and universities, community colleges and trade schools remain an affordable option for those looking to earn an associates degree. The average community college student graduates with only a few thousand dollars in debt, compared to bachelors degree graduates. Beyond the cost of college tuition, students will face an array of additional expenses. Taking on work-study or starting an online business may help.

Doing business online is a great option to supplement your income while still a student. By registering a domain name, pointing the name servers to your hosting company, then building an active website in HTML or via a WordPress template, you're in the game. Similar to magazine page layout, website design includes the fields of graphic design, copywriting, and search engine optimization (SEO). Success is governed by two factors, visitor traffic and online sales conversions. Technical training programs are a low-cost alternative to attending college, and you might end up earning a lot of money as a highly-skilled, technical consultant. Massive Open Online Courses are known as MOOCs, and offer a variety of learning platforms, utilizing cloud-based software and Google apps. Coursera, for example, is an online-learning software platform with millions of enrolled students around the world.

Online Tests - Free Practice!

This section offers practice tests in a variety of academic subject areas. Each of the following multiple-choice tests has 10 questions to work on. No sign-up required, just straight to the test.
Business Tests

Nursing Tests

English Tests
Engineering Tests

Other colleges near Johnstown, New York:

Take a few moments to browse other colleges and universities near Johnstown. It's a good idea to compare all schools in the area, as well as consider taking some of your classes online, to save on tuition fees. By continuing your education, you can improve your salary prospects or train for a more interesting position. According to the Occupational Outlook Quarterly, from the US Bureau of Labor Statistics, college graduates are twice as likely to find employment as those without a college degree in today's competitive job market. Further, it may be possible to receive degree credit via Advanced Placement exams, as well as through honors classes that you've taken.

Financial aid deadlines are typically scheduled well in advance of regular admission dates, so be sure to apply early. You may request free information from several different schools below, without making a commitment.

College GuidePhoneIn-state TuitionOut-of-state TuitionStudent Body SizeRequest Info
Columbia Greene Community College
    Hudson, NY
(518) 828-4181 $ (low) $$ medium Program Info
SUNY College of Technology at Canton
    Canton, NY
(315) 386-7011 $$ $$$ medium Program Info
SUNY New Paltz
    New Paltz, NY
(877) 696-7411 $$ $$$ large Program Info
Franklin Career Institute
    Hempstead, NY
(516) 481-4444 $$$ $$$ small Program Info
NY School for Medical Dental Assistants
    Long Island City, NY
(718) 793-2330 $$$ $$$ very small Program Info
Manhattan College
    Bronx, NY
(718) 862-8000$$$$$$$$ medium Program Info
Roberts Wesleyan College
    Rochester, NY
(585) 594-6000$$$$$$$$ medium Program Info
New York Medical College
    Valhalla, NY
(914) 594-4000 $ (low) $ (low) small Program Info
US Military Academy
    West Point, NY
(845) 938-4011 $ (low) $ (low) large Program Info
Le Moyne College
    Syracuse, NY
(315) 445-4100$$$$$$$$ medium Program Info

Scholarship Search, Government Grants

The College Board Scholarship Search service advertises several thousand sources for possible scholarship funds. Both county and city governments have dedicated financial resources allocated for grants and scholarships to qualified students in their areas. Many non-profit organizations have founded scholarships for prospective students. Average students often ask whether there are any scholarships available to students who don't have a 4.0 GPA. In fact, there are many scholarships for average students, such as athletic scholarships, music scholarships, and need-based scholarships.

Financial Aid Loan Calulators:

College Cost Projector
Loan Calculator
Compound Interest
Payment Chart Generator
Loan Consolidation Calculator
Stafford Loan vs. PLUS Loans

Government scholarships and grants, combined with private scholarships, only account for a third of total college aid. Loans, earnings, and savings make up the remaining two thirds. In exchange for a service commitment, the Reserve Officers' Training Corps (ROTC) program provides you with money for college while you're in school. Full ROTC scholarships pay for almost all tuition, fees, and textbook costs for four years of college. Call 1-800-USA-ROTC Army for more information. The terms for private loans vary from lender to lender. A common suggestion is to shop around on all loan terms, not just the student loan interest rate. Please note that financial aid application deadlines are strictly enforced by the financial aid office. The official FAFSA website is and is free. Copycat websites mimic the FAFSA website, but are deliberately misleading. Further, a wealth of other financial aid forms are now available in PDF format online.

Nursing & Medical Job Listings

Earning a CNA degree (Certified Nursing Assistant) is the first step towards becoming a fully-qualified nurse. Most CNA programs can be completed within a few months, allowing you to join the workforce quickly. The next step in a nursing career is to become a LPN (Licensed Practical Nurse) or LVN ( Licensed Vocational Nurse). These are year-long programs, in which you'll work under an RN distributing meds, treating wounds, and providing basic patient care.
Professional Careers
Each link lists current openings:
Starting Salary
(up to)
10 Year Salary
(up to)
Dental Hygienists$30,430$41,530
Diagnostic Medical Sonographers$36,090$68,520
EMT, Paramedics$29,390$65,280
Home Health Aides$30,100$57,030
Licensed Vocational Nurses (LVN)$54,480$84,780
Massage Therapists$33,000$62,670
Medical Assistants$26,980$37,140
Medical Lab Technicians$30,550$59,260
Medical Records$29,140$45,260
Pharmacy Tech$30,180$46,600
Physical Therapist Assistants$41,410$56,220
Radiologic Technicians$52,110$77,160
Respiratory Therapy Technicians$39,860$56,220
Surgical Technologists$39,680$73,630
Veterinary Assistants$21,060$39,510

In order to become an RN (Registered Nurse), a bachelors degree in nursing is recommended. RN's command a greater salary, and are responsible for an enlarged scope of practice over LPNs and CNAs. Students will receive classroom instruction and clinical training in a hospital setting. A 4-year BSN program allows students to further specialize in the areas of pediatrics, geriatrics and mental health. After completing your nursing education, you must be licensed by the state in which you'll be practicing, given that state boards of nursing each have specific certification requirements.

Fulton-Montgomery Community College Map
2805 State Hwy 67
Johnstown, NY 12095-3790

Phone: (518) 762-4651
Fax: (518) 762-4334

Fulton-Montgomery Community College Degree Courses
Fulton-Montgomery Community College Guide
Fulton-Montgomery Community College
2805 State Hwy 67
Johnstown, NY 12095-3790

Phone: (518) 762-4651
Fax: (518) 762-4334
Fill out the form to request Fulton-Montgomery Community College course info.
Students looking at New York also considered: (click below)
Jefferson Community College
Saint Bonaventure University
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Orange County Community College
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Mohawk Valley Community College
Barnard College
Genesee Community College
Clinton Community College
Professional Business College

Skilled Careers
Current openings:
Starting Salary
(up to)
Architectural Drafting$43,900
Automotive Mechanics$36,070
Fashion Designers$27,540
Flight Attendants$56,150
Graphic Design$43,830
Interior Designers$48,000
Police Officers$48,410
Truck Drivers$31,520

Fulton-Montgomery Community College has a reputation for academics, allowing you to pursue the degree program that's right for you. Additionally, career placement services can help you to structure your job search after graduation. If you'd like to request course information, please use the inquiry form at the top of this page.

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This website has no affiliation, official or otherwise, with Fulton-Montgomery Community College, and all trademarks are the exclusive property of their respective owners. College Inspector is the work of a group of Thai students in Bangkok, utilizing public-domain data from the US Department of Education, Integrated Postsecondary Education Data System (IPEDS). If any of the information or statistics for listed schools is incorrect, please contact us with updates. If you prefer, you can email us a unique page with your own program links to replace your school's page entirely. College Inspector enables students and adult learners to find US colleges and career training programs that meet their higher education requirements. Further, you can take some of your courses online, which may reduce the time it takes to graduate, and many colleges offer course credit for passing grades on AP tests, as well as CLEP exams.